Balance sheets drift out of alignment with reality: debt raised for a strategy that changed, shareholder loans that were never formalized, accumulated losses that trigger obligations under the Saudi Companies Law once they reach statutory thresholds. Left alone, these issues surface at the worst moments, a facility renewal, an audit or a potential investor’s first look at your numbers. Capital restructuring realigns your funding structure with what the business actually is today and where it is genuinely going.
What this covers
- Capital and balance sheet review: a clear-eyed assessment of debt, equity, shareholder accounts and accumulated losses against the company’s real performance.
- Debt restructuring: renegotiation and refinancing of facilities with Saudi banks, resetting tenors and covenants the business can actually meet.
- Equity solutions: capital increases, shareholder loan conversions and new investor participation, structured with proper documentation.
- Companies Law compliance: managing the statutory steps required when losses or capital changes trigger obligations, in coordination with legal counsel.
- Stakeholder negotiation: preparation and support for the difficult conversations with banks, shareholders and creditors that restructuring requires.
How Innovant delivers
Innovant treats restructuring as a financial and human exercise. We start with an honest diagnostic, then design a structure the business can sustain rather than one that merely defers the problem. Our team builds the supporting models, prepares the papers banks and shareholders need to say yes, and coordinates with lawyers on Companies Law and documentation steps. Because we work with Saudi banks regularly, we understand what credit committees will accept in a restructuring and what they will not, which keeps proposals realistic from the first draft.
A restructuring chosen early is a strategy; one forced late is a scramble. Talk to an advisor about where your balance sheet stands today.